Rbb 162. RGB to HEX

Introduction

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Finally, our focus on increasing core deposits has helped drive deposit growth and reduce our reliance on wholesale funding. So that's, that's a throughput type of item. Loan for Infrastructure based Industries Refer to your nearest branch. Our tangible capital equity to tangible assets increased to 12. Larsen Lee -- Executive Vice President and Director of Mortgage Well, there is actually one of the major competition in Southern California exited.

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Introduction

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Aaron Deer -- Piper Sandler -- Analyst Okay. Morris -- Executive Vice President and Chief Financial Officer Yeah, it will be similar to this year our Fannie Mae, I would say it's always been approximately one-third Fannie Mae, two-thirds -- two-thirds other. We anticipate an effective tax rate of between 30% and 32% for the full year 2020 and between 20% and 31% for the first quarter, excluding the impact of stock option activity that we may experience from quarter-to-quarter. Okay, I think that's it from me. In the move, you've had to held for investment it seems that your loan sales this quarter came in a little bit below what you had expected for fourth quarter. Management will provide a brief summary of the results and then we'll open up the call to your questions.

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Rastriya Banijya Bank

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The question is how is -- how much of the -- what portion of our loans do we have to do sub 4. Morris -- Executive Vice President and Chief Financial Officer Okay. Image source: The Motley Fool. Morris -- Executive Vice President and Chief Financial Officer I'm looking at 1. Thian for any further remarks.

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Rastriya Banijya Bank

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And then just on the, going back to the mortgage expectations for the sales for 2020, what would you expect from a gain on sale margin that you're kind of factoring in that's been bouncing around a little bit the last couple of quarters. Morris -- Executive Vice President and Chief Financial Officer We're not seeing much change. Good morning everyone and thank you for joining us today. Morris -- Executive Vice President and Chief Financial Officer Yes. Refer to your nearest branch.

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RBB Bancorp (RBB) Q4 2019 Earnings Call Transcript

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Deposit schemes: Savings: Accounts Interest Rate % Documents Required Normal Saving 1. In addition to our record net income and strong revenue growth, we grew our tangible book value by 11% and generated an attractive return on average tangible common equity of 11. So we don't believe that any impairment exist. During the year, we successfully completed the integration of First American and we are now reaping the benefits on both sides of the balance sheet. Refer to your nearest branch. Karma Yogi Bachat Khata 2. Because of this mobile-banking, the customer can check out their financial transactions from anwhere, anytime.

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RBB Bancorp (RBB) Q4 2019 Earnings Call Transcript

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Loan against the government bond Coupon + 2. Easy way to access your bank account Rastriya Banijya Bank has introduced e-banking system that makes the customers access to the account easy. Term Loan Refer to your nearest branch. No Branch District Phone Fax Email 1 2 No. Aaron Deer -- Piper Sandler -- Analyst Of course. At this time, all participants are in a listen-only mode.

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Introduction

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No Branch District Phone Fax Email 1 Sudurpaschim proviencial office Dhangadhi 446 Kailali 91 2 Atariya 424 Kailali 91 550904 550126 3 Baitadi 405 Baitadi 95 520002 520155 4 Bajhang 411 Bajhang 92 421055 421055 5 Bajura 407 Bajura 97 541152 541145 6 Bayalpata 404 Achham 97 7 Bhajani 415 Kailali 91 580155 580155 8 Campusroad Dhangadhi 449 Kailali 91 526438 526420 9 Chaumala 422 Kailali 91 10 Dadeldhura 402 Dadeldhura 96 420478;420155 420155 11 Darchula 409 Darchula 93 420260 420155 12 Dhangadhi 417 Kailali 91 521115; 522266 522400 13 Dipayal 430 Doti 94 440113 440454 14 Doti 410 Doti 94 420249 420055 15 Hasuliya 425 Kailali 91 16 Kolti 441 Bajura 97 501075 501074 17 Lamki 445 Kailali 91 540167 540167 18 Mahendranagar 418 Kanchanpur 99 521192 522196 19 Mangelsen 426 Achham 97 620155 620155 20 Masta 450 Bajhang 92 21 Shiva Sarojsthal 421 Kanchanpur 99 560251 560252 22 Shreepur Belauri 439 Kanchanpur 99 580038 580038 © Copyright 2013 Rastriya Banijya Bank Ltd. Yee Phong Alan Thian -- Chairman, President and Chief Executive Officer Once again, thank you all for joining us today. Refer to your nearest branch. So was there no option to sell in January? My name is Sydney and I will be your operator today. Tyler Stafford -- Stephens -- Analyst Hey, good afternoon gentlemen and thanks for taking the question.

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